Toyota Finance Adelaide

Consumer Fixed Rate Car Loan

With so many new and used cars out there, it's not easy to find the right one for your needs. Fortunately, car finance is a lot easier with Toyota Finance.

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key Benefits Include:

• A fixed interest rate for the term of your car loan
• Flexible car loan terms, ranging from 1-7 years
• Financing of vehicles up to 7 years old

Toyota Access - Consumer Fixed Rate Car Loan

With Toyota Access, you'll be surprised at how soon you could be reliving that new car feeling. Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key Benefits Include:

• The assurance of fixed monthly payments
• The certainty of a Guaranteed Future Value*
• The flexibility to trade, keep or return your Toyota

^*The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key Benefits Include:

• Tax-effective financing through pre - and post-tax salary deductions
• Control and flexibility - drive the car of your choice that suits your lifestyle
• Convenient and cashless motoring - with the option to include all car running costs

Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

Motor Vehicle Insurance

If anything happens to your Toyota you'll want to know you're in safe hands. You can trust the experts at Toyota Insurance to get you back on the road in no time. Plus, we give you the reassurance that repairs will be done using Toyota Genuine Parts made specifically to fit your Toyota.

Key Benefits Include:

• Replacement with a new Toyota after a total loss
• Quality repairs with Toyota Genuine Parts
• Lifetime Repair Guarantee.

Finance Protection Insurance

If you're off work for a length of time due to illness or accidental injury, or following involuntary redundancy, our Finance Protection Insurance policy is designed to help. It assists you in meeting your finance contract repayments up to the maximum cover amount you've chosen¹.

Depending upon your circumstances, Finance Protection Insurance can help you to¹:

• Make your vehicle repayments
• Reduce your financial burden
• Keep your vehicle; or
• Return your vehicle to exit your loan

To find out more, download the Finance Protection Insurance Product Disclosure Statement (PDS) and the Financial Services Guide (FSG)

Finance Gap Insurance

If your car is written off as the result of an accident or theft, there may be a gap between the amount your comprehensive insurer pays you and the outstanding balance on your vehicle finance contract. You could also be up for extra costs when you buy a replacement vehicle. That's where Finance Gap Insurance comes in.

Key Benefits Include:

• Receive up to $30,000 for gap payments
• Provides financial support that can assist you to purchase a replacement vehicle.

Toyotas – “Factory Approved Extended Warranty Insurance” Is my Toyota Eligible?

Factory Approved Extended Warranty insurance is exclusively available for Toyota pre-owned vehicles that do not have "Toyota Warranty Advantage" and can be purchased whilst the vehicle is still within the Toyota new vehicle warranty period. You can also purchase Factory Approved Extended Warranty insurance when purchasing a Toyota pre-owned vehicle from a Toyota Dealer, provided the vehicle is less than 8 years old, travelled less than 120,000km and is not covered by "Toyota Warranty Advantage". Factory Approved Extended Warranty Insurance covers the repair or replacement of any Toyota component defective in materials or workmanship under normal operation and use. Plus, all repairs will be performed using only Toyota Genuine Parts. Any parts and accessories purchased will also be covered for the remaining period of cover.

Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

Toyota Extra Care is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

¹Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited (TFAL) ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Toyota Access - How it works from Toyota Finance Australia on Vimeo.

Toyota Access Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

Why Toyota Access?

Available to both personal and business customers, Toyota Access puts you in control - with a car loan that comes with a Guaranteed Future Value*, lower repayments^, a fixed interest rate and options for the future.

How it works- now

Choose your Toyota, deposit (if any), car loan term (up to four years), kilometres you expect to travel, and if you’d like to make repayments weekly, fortnightly or monthly.

How it works- future

When your car loan term ends, you have the choice of three flexible options: trade, keep or return your vehicle.

FAQs

Want to learn more about our Toyota Access car loans? Take a look at our frequently asked questions.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

^*Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.